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Orus
Orus is a digital insurance platform and InsurTech SaaS tailored for small and medium-sized businesses, freelancers, and independent professionals. By digitizing commercial insurance underwriting, Orus enables business owners to obtain customized coverage policies, such as general liability and property insurance, within minutes without paper documentation. The platform provides flexible, commitment-free contracts that can be adjusted dynamically as a business grows. Orus combines automated policy management with expert human advisory to protect commercial assets effortlessly.
What it does
• Generates instant, customized commercial insurance quotes for SMBs without paperwork or manual delays. • Offers flexible, commitment-free policy contracts that can be modified or updated online in real time. • Combines professional liability, office property, and health coverage into unified business protection packages. • Accelerates claims processing and reimbursement management through a streamlined digital dashboard.
Why it works
Digital-first paperless subscription process cuts policy issuance time from weeks to minutes. Flexible contract terms allow growing businesses to modify coverage without long-term lock-in friction. Industry-tailored coverage packages eliminate unnecessary insurance bloat for specialized trade sectors. Direct integrations with fintech platforms like Qonto provide seamless embedded insurance distribution.
Category: Business & Operations
Team Size: 26-100
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As of 2026
Business & Operations
Revenue: $1M-$10M ARR
Digital commercial insurance platform designed for freelancers and SMBs.
Overview
Orus is a digital insurance platform and InsurTech SaaS tailored for small and medium-sized businesses, freelancers, and independent professionals. By digitizing commercial insurance underwriting, Orus enables business owners to obtain customized coverage policies, such as general liability and property insurance, within minutes without paper documentation. The platform provides flexible, commitment-free contracts that can be adjusted dynamically as a business grows. Orus combines automated policy management with expert human advisory to protect commercial assets effortlessly.
Funding status: Funded
Revenue source: Subscriptions
Customer type: B2B
Pricing: Subscription
Tech stack: TypeScript, React, Node.js, Python, PostgreSQL, AWS
Platform: Web
Integrations: Qonto, Bank APIs, Stripe, Custom REST APIs
Founder story
Orus was founded in 2021 in Paris, France, by Côme Dartiguenave, Tom Le Bras, and Samuel Rossille. Having experienced the slow, bureaucratic, and opaque nature of traditional commercial insurance while working in venture capital, they set out to modernize insurance for TPEs and PMEs. They created Orus to offer simple, transparent, and fully digital coverage tailored to small business realities.
What it does
- • Generates instant, customized commercial insurance quotes for SMBs without paperwork or manual delays
- • Offers flexible, commitment-free policy contracts that can be modified or updated online in real time
- • Combines professional liability, office property, and health coverage into unified business protection packages
- • Accelerates claims processing and reimbursement management through a streamlined digital dashboard.
Who it's for
- Small & Medium Business Owners
- Independent Contractors & Freelancers
- Retailers & Restaurant Operators
- Craftsmen & Digital Agencies
Why it works
- Digital-first paperless subscription process cuts policy issuance time from weeks to minutes
- Flexible contract terms allow growing businesses to modify coverage without long-term lock-in friction
- Industry-tailored coverage packages eliminate unnecessary insurance bloat for specialized trade sectors
- Direct integrations with fintech platforms like Qonto provide seamless embedded insurance distribution.
Growth strategies
- Embedded financial partnerships with leading neobanks and business tools like Qonto
- Targeted sector- specific digital campaigns for retail, restaurant, and freelancer niches
- Series A and Series B venture capital funding fueling European market expansion
- High customer trust building via transparent pricing and 4.9- star reviews on Trustpilot
Alternatives
Comparison overview
- Orus provides online commercial insurance tailored specifically for European SMBs with zero commitment contracts.
- Legacy insurers like Hiscox rely on traditional broker networks and paper-heavy application workflows.