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As of 2026
Business & Operations
Revenue: Not Disclosed
Ramp is the finance automation platform that helps businesses spend less time on manual expenses and more time growing.
Overview
Ramp is an all-in-one corporate card and spend management platform designed to help modern businesses control expenses, automate bookkeeping, and gain real-time visibility into their company spend. It serves startups to enterprise-level organizations by providing smarter corporate cards, automated expense reporting, and integrated accounts payable solutions, ultimately reducing waste and streamlining financial operations.
Founded year: 2019
Founder: Eric Glyman, Karim Atiyeh, Gene Lee
Team size: 500-1000
Popularity: High
HQ: New York, NY, USA
Status: Active
Funding status: Unicorn
Revenue source: Interchange fees and SaaS subscription for advanced features
Customer type: B2B
Funding: Raised over $1 billion from investors including Founders Fund, Stripe, and General Catalyst.
Pricing: Usage-based and subscription
Tech stack: React, PostgreSQL, AWS, Python
Platform: Web • iOS • Android
Integrations: QuickBooks, Xero, NetSuite, Sage Intacct, Slack, Rippling, Gusto
Founder story
Ramp was founded in 2019 in New York City by Eric Glyman, Karim Atiyeh, and Gene Lee. Having previously built Paribus (acquired by Capital One), they recognized that existing corporate credit cards incentivized companies to spend more, while they wanted to build a platform that helped businesses spend less, leading them to create the first finance automation platform.
What it does
- Issues corporate cards with built-in spend controls and limits
- Automates expense reporting and receipt collection via OCR
- Provides real-time visibility and analytics into company-wide spending
- Offers an automated bill pay and accounts payable solution
- Provides automated bookkeeping integrations to major accounting software
Who it's for
- Finance teams and CFOs
- High-growth startups
- Mid-market enterprises
- Remote-first companies
Why it works
- Helps companies save money by identifying redundant software subscriptions and wasteful spending
- Reduces manual finance work by automating expense categorization and reconciliation
- Offers superior real-time visibility compared to traditional corporate cards
- Ensures policy compliance through customizable, pre-set spend limits
- Provides unlimited physical and virtual cards for employees and vendors
Growth strategies
- Aggressive content marketing focused on spend efficiency
- Referral programs for existing customers
- Strategic partnerships with major accounting platforms
- Expanding product suites into procurement and vendor management
Alternatives
Comparison overview
- Ramp focuses heavily on spend efficiency and automation vs Brex's focus on startup banking and rewards.
- Expensify is more legacy-focused for manual expense reports vs Ramp's card-first automation.
- Airbase and Ramp both provide strong AP, but Ramp is generally viewed as having a faster user interface.